FINANCING HEALTH INSURANCE AND HEALTHCARE DELIVERY IN NIGERIA

Abstract

The study examined the impact of financing National Health Insurance Scheme (NHIS) on healthcare delivery in Nigeria during the fourth republic. Descriptive survey research design was employed for the purpose of data collection analysis and interpretation. Similarly, secondary data were sourced from the repositories of Federal Ministry of Health, Teaching Hospitals, NHIS and Health Maintenance Organisations (HMOs). Out of a total of 2,708 questionnaire administered to enrollees and non- enrolees across the six geo-political zones of the federation, 2120 were completed and returned properly. Simple percentage and frequency distribution were used for the analysis of research questions. The findings of the study revealed that there has been low level of awareness about NHIS among respondents. Similarly, there is poor healthcare service delivery in public hospitals due to poor funding. The study recommends for increase budgetary allocation to the health sector and manpower strength of the scheme, institutionalization of financial transparency and accountability by managers of the scheme.