INSTITUTIONAL FACTORS OF AGRICULTURAL COOPERATIVE SOCIETIES AND INFLUENCES ON ACCESS TO LOAN FROM MICROFINANCE BANKS IN SOUTHWEST NIGERIA. Journal of the Management Sciences, [S. l.], v. 62, n. 2, p. 342 – 360, 2025. Disponível em: https://journals.unizik.edu.ng/jfms/article/view/7301. Acesso em: 3 aug. 2026.