“EFFECTS OF SOCIOECONOMIC CHARACTERISTICS ON ACCESSIBILITY TO CREDIT IN COOPERATIVE THRIFT AND CREDIT SOCIETIES IN ILORIN-SOUTH LOCAL GOVERNMENT AREA OF KWARA STATE, NIGERIA”. (2024) Journal of the Management Sciences, 60(3), pp. 242–250. Available at: https://journals.unizik.edu.ng/jfms/article/view/3743 (Accessed: 9 May 2025).