“EFFECTS OF SOCIOECONOMIC CHARACTERISTICS ON ACCESSIBILITY TO CREDIT IN COOPERATIVE THRIFT AND CREDIT SOCIETIES IN ILORIN-SOUTH LOCAL GOVERNMENT AREA OF KWARA STATE, NIGERIA”., jfms, vol. 60, no. 3, pp. 242–250, May 2024, Accessed: May 09, 2025. [Online]. Available: https://journals.unizik.edu.ng/jfms/article/view/3743