EFFECTS OF SOCIOECONOMIC CHARACTERISTICS ON ACCESSIBILITY TO CREDIT IN COOPERATIVE THRIFT AND CREDIT SOCIETIES IN ILORIN-SOUTH LOCAL GOVERNMENT AREA OF KWARA STATE, NIGERIA. jfms [Internet]. 2024 May 3 [cited 2025 May 9];60(3):242-50. Available from: https://journals.unizik.edu.ng/jfms/article/view/3743