CREDIT MANAGEMENT AND FINANCIAL PERFORMANCE OF COOPERATIVE THRIFT AND CREDIT SOCIETIES (CTCS) IN NJIKOKA LOCAL GOVERNMENT AREA, ANAMBRA STATE. jfms [Internet]. 2025 May 2 [cited 2025 May 10];61(8):26-41. Available from: https://journals.unizik.edu.ng/jfms/article/view/5941