ICT AFFORDANCES AND UTILIZATION CHALLENGES IN TERTIARY INSTITUTIONS: A SETBACK TO ATTAINING NIGERIA VISION 20:2020. NAU Journal of Technology and Vocational Education, [S. l.], v. 1, n. 1, 2024. Disponível em: https://journals.unizik.edu.ng/naujtved/article/view/4941. Acesso em: 22 jun. 2026.