AVAILABILITY AND EXTENT OF UTILIZATION OF TECHNOLOGICAL APPLICATIONS FOR FINANCIAL FRAUD CONTROL AND PREVENTION IN  COMMERCIAL BANKS. NAU Journal of Technology and Vocational Education, [S. l.], v. 11, n. 2, 2026. Disponível em: https://journals.unizik.edu.ng/naujtved/article/view/8142. Acesso em: 3 aug. 2026.