“Determinants of Loan Acquisition and Repayments among Cooperative Farmers’ Benefiting from the Bank of Agriculture Loan Scheme in Southwest, Nigeria”, njcem, vol. 15, no. 2, pp. 43–57, Jun. 2026, Accessed: Jul. 14, 2026. [Online]. Available: https://journals.unizik.edu.ng/njcem/article/view/8311