Owan, T., H. Egor, U. Lebechukwu, and O. Chilokwu. “ECONOMIC EFFECT OF COVID-19 PANDEMIC ON THRIFT AND CREDIT COOPERATIVES DURING PERIODS OF CRISIS IN NIGERIA: EVIDENCE FROM FCC (OJI RIVER) THRIFT AND CREDIT COOPERATIVE SOCIETY LIMITED”. NIGERIAN JOURNAL OF COOPERATIVE ECONOMICS AND MANAGEMENT, vol. 13, no. 1, Dec. 2021, pp. 1-10, https://journals.unizik.edu.ng/njcem/article/view/2793.