Effect of ICT-Driven Loan Tracking and Repayment Systems on the Operational Efficiency of Credit Cooperative Societies in Onitsha South Local Government Area, Anambra State, Nigeria. njcem [Internet]. 2026 Jun. 30 [cited 2026 Jul. 14];15(2):1-13. Available from: https://journals.unizik.edu.ng/njcem/article/view/8307