“Does Financial Inclusion Influence the Adoption of Climate Change Adaptation Strategies among Smallholder Farmers? Evidence from Oyo State, Nigeria” (2024) UNIZIK Journal of Agricultural Economics and Extension, 1(2), pp. 296–304. Available at: https://journals.unizik.edu.ng/ujaee/article/view/4998 (Accessed: 23 June 2025).