“EFFECTS OF MONETARY POLICY INSTRUMENTS ON COMMERCIAL BANK’S LOANS AND ADVANCES IN NIGERIA (2000-2024) ”, UJofM, vol. 2, no. 3, pp. 140–156, Sep. 2025, Accessed: Jun. 23, 2026. [Online]. Available: https://journals.unizik.edu.ng/ujofm/article/view/6750